Teri Lucas, Broker
(210) 834-6877
Aterj Realty
Your Personal Real Estate Assistant


It is our pleasure to inform you that Aterj Realty has been selected for the 2022 Best of Converse Awards in the category of Real Estate Agency.

I know a lot about Real Estate. Contact Me!
Teri Lucas, Real Estate Broker
Aterj Realty
9155 Schaefer Rd #432 Converse, TX 78109
Email: Teri.goTeri@gmail.com
Phone: (210) 834-6877
I take the time to listen carefully to understand my client’s needs, wants and concerns. I will be ready to take quick action when required and spend more time with those who aren’t quite sure which direction to take. My genuine concern for my client’s best interests and happiness ensures the job is done!
Real Estate Tips
07SEP

Buy Now, Refinance Later
With the Federal Reserve meeting approaching, prospective home buyers face a critical dilemma: wait for anticipated interest rate cuts or buy today. However, trying to time mortgage rates carries significant financial pitfalls. Postponing a purchase risks triggering intense buyer competition and rising home prices, proving that securing negotiated seller terms today often outweighs waiting for marginal rate relief.
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31AUG

30-Year Fixed vs. 5/1 ARM: 2026 Guide
With traditional 30-year fixed mortgage rates hovering around 6.6% to 6.7%, many prospective homebuyers are actively exploring lower-cost financing alternatives. A 5/1 adjustable-rate mortgage offers significant upfront interest savings during the initial five-year period, but it introduces long-term payment uncertainty. Understanding interest rate caps, moving horizons, and future refinancing risks is essential before choosing an adjustable mortgage.
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